MERIT INSURANCE SERVICES

"YOUR SENIOR CENTER"

MEDICARE PROGRAMS

ØMedicare Supplements offered by United Health Care and endorsed by AARP

ØMedicare Advantage Plans through Anthem Blue Cross & Blue Shield and United Health Care

Ø Majority of all hospitals participate
Ø Huge selection of doctors
Ø Coverage in all CT counties

 

IN-HOSPITAL CASH PLAN

ØLow cost product to cover hospital co-pays

ØBenefits are paid in CASH directly to the insured

ØGuaranteed to Issue

ØAnnualization of commissions with lifetime renewals

ØSkilled Nursing Home Benefit with $120/day, days 21-100

FINAL EXPENSE LIFE INSURANCE

ØLow-cost insurance with simplified underwriting for people young or old who can only afford small amounts of insurance: $5,000-$35,000

ØGreat for singles who don't want to be a burden to their families

ØGreat for couples who can't afford to lose the SS income that helps support them

ØImmediate and graded death benefits available

Ø100% COMMISSION with RENEWALS×

LONG TERM CARE – Protecting Assets from Liquidation

ØProtect your clients' Retirement Plans as well as their homes with LTCi.  With proper planning, no one should have to liquidate their assets to pay for care.

ØTraditional, Single Pay and Combo-Linked LTCi/Life are available, as well as Partnership plans.

ANNUITIES

ØMERIT has an entire portfolio of FIXED, INDEXED and IMMEDIATE Annuities.

Let us help you find the appropriate annuity to meet your client's need!

ØFixed Annuity Rates are better than putting money into CDs or leaving money in the checking account!

MERIT is your SENIOR CENTER

Call us at 800-477-8546 or visit www.meritins.com.

Great products for your clients and great commissions for you!

“Your Senior Agency of Choice”